Wells Fargo Published Mortgage Interest Rates for Today (December 26, 2013)

Following the trail of several other bankers and mortgage lenders, Wells Fargo (NYSE: WFC) [stockdata ticker=”WFC”] did make some minor changes to lending rates at which the home purchase and refinancing loans are available for potential customers on December 26, 2013. This Thursday, though the benchmark 30 year fixed mortgage rates remained the same, customers might find some changes in the other lending options available with the bank.

Today, the standard, 30 year fixed rate mortgage home loans are coming out at a rate of 4.750% and carry an annual percentage rate of 5.015%. For borrowers looking forward to taking the shorter route, the bank publishes 15 year fixed rate mortgage loans in its books at an interest rate of 4.000% and an APR yield of 4.344%. Mortgagors can also find the FHA backed 30 year fixed rate mortgage loans published in the portfolio against an interest rate of 4.375% and an APR yield of 5.616% today.

When it comes to flexible lending options, borrowers can go for the 5 year adjustable rate mortgage home loans that are now advertised at an interest rate of 3.500% and an APR yield of 3.325%. The FHA approved 5 year adjustable rate home loan deals can also be acquired by bearing an interest charge of 3.125% and an APR yield of 3.659%.

In the refinancing playground, Wells Fargo played a nice game today by listing its 30 year fixed rate mortgage loans at the same lending rate of 4.625%, which is backed by an APR yield of 4.712%. However, the 15 year counterpart of the 30 year refinancing FRM packages can be had at an interest cost of 3.875% and an APR yield of 4.023% today.

Interested borrowers can also find the FHA versions of 30 year refinancing fixed rate mortgage deals being traded at an interest rate of 4.375% and carrying an impressive APR yield of 5.963%. For mortgage shoppers with expensive refinancing needs, the US based lender offers 30 year refinancing jumbo fixed rate home loans at an interest rate of 4.500% and an APR yield of 4.528%.

In the exclusive lending division, Wells Fargo offers large 30 year refinancing fixed rate mortgage options for customers residing in eligible areas at a lending rate of 4.750% and an APR yield of 4.793%. The FHA variants of the large 30 year refinancing fixed rate mortgage loans can also be had at an interest rate of 4.500% and an APR yield of 6.041% by the mortgagors living in eligible areas only.

For seekers of variable rate refinancing deals, the 5 year ARM loans are an ideal choice at a rate of 3.500% and annual return of 3.171%. The FHA approved 5 year refinancing adjustable rate home loans are also available with Wells Fargo at a lending rate of 3.250% and an APR yield of 3.968%. The 5 year jumbo refinancing ARM loans are also up for grabs at a starting rate of 3.125% and an APR yield of 2.987%.

Disclaimer: The rates quoted above are basically the average advertised by a particular lending company. No guarantee of taken from the lender’ aspect whether the borrower will qualify for the mortgage rates mentioned in the article. The lenders dole out interest depending upon various facets, some of which may be unique to the borrower. This website does not engage in the sale or promotion of financial products and makes no claims as to the accuracy of the quotation of interest rates.