Today’s Mortgage Rates at Wells Fargo (January 23, 2014)

Following the lead of other major mortgage lenders in the United States, the San Francisco based mortgage lender Wells Fargo (NYSE: WFC) [stockdata ticker=”WFC”] also chose to keep its benchmark 30 year fixed mortgage interest rates unchanged on January 23, 2014.

This Thursday, borrowers interested in acquiring long term home loans will have to pay in the interest price of 4.625% and deal with an annual percentage rate of 4.887% to get their hands on the standard 30 year fixed rate mortgage deals. The FHA versions of 30 year fixed rate home loans are also up for grabs at an interest rate of 4.250% and a bit higher APR yield of 5.486%. However, the short term, 15 year fixed rate mortgage home loans can be acquired at an interest cost of 3.875% and an APR yield of 4.217%.

In the adjustable rate mortgage arena, borrowers can find the best 5 year flexible deals coming out at a rate of 3.500% and carrying an APR yield of 3.325% today. The FHA variants of the 5 year adjustable rate mortgage home loan packages are now available for a lending price of 3.250% and an APR yield of 3.718%.

When it comes to refinancing home loan options, interested borrowers can find the popular 30 year fixed rate home loan packages trading at an interest rate of 4.500% and an APR yield of 4.586% today. However, the FHA approved 30 year refinancing fixed rate mortgage plans are now coming out at an interest rate of 4.250% and an APR yield of 5.837%. The jumbo versions of the 30 year refinancing FRM home loans are now available at an interest price of 4.375% and an APR yield of 4.403%.

For eligible customers, the bank currently offers large 30 year refinancing fixed rate mortgage home loans at an interest cost of 4.500% and an APR yield of 4.543%. The FHA backed large 30 year refinancing fixed rate home loan packages are now published against a lending charge of 4.250% and an APR yield of 5.788% in the bank’s books.

When it comes to adjustable rate mortgage home loans, the bank provides its 5 year refinancing deals at a lending rate of 3.375% and an APR yield of 3.127% to start with. The FHA insured 5 year refinancing ARM home loans are available at a starting interest rate of 3.250% and an APR yield of 3.968% today. The 5 year jumbo refinancing variable rate mortgage home loans are now up for grabs at an interest rate of 3.125% and an APR yield of 2.987%.

Disclaimer: The rates quoted above are basically the average advertised by a particular lending company. No guarantee of taken from the lender’ aspect whether the borrower will qualify for the mortgage rates mentioned in the article. The lenders dole out interest depending upon various facets, some of which may be unique to the borrower. This website does not engage in the sale or promotion of financial products and makes no claims as to the accuracy of the quotation of interest rates.