Today’s Mortgage Home Loan Rates from Wells Fargo (November 28, 2013)

According to the recently published reports, Wells Fargo published the same standard 30 year fixed mortgage interest rates on November 28, 2013. This Thursday, unlike any other Thursday’s, did not bring along any change in the new home purchase and refinancing home loan rates at the Wells Fargo Bank (NYSE: WFC) [stockdata ticker=”WFC”].

Today, the benchmark 30 year fixed rate mortgage deals can be availed at the same interest charge of 4.500% and an APR yield of 4.864%. In the short term category, the bank publishes its 15 year FRM options against an interest rate of 3.625% and an annual percentage yield of 4.125%. In case the home buyers cannot pay heavy down payments or have a poor credit score that might hinder the loan procurement process, the 30 year, FHA backed, fixed rate home loans can be an ideal pick at a rate of 4.250% and a higher APR yield of 5.586%.

As far as the adjustable rate mortgage loans are concerned, Wells Fargo publishes the 5 year ARM loans at a rate of 3.125% and an APR yield of 3.283% in its loan portfolio. The bank also caters to the need of troubled customers by providing the FHA versions of 5 year ARM loans that are available at a rate of 2.750% and an APR yield of 3.585%.

In the refinancing arena, the 30 year FRM deals can be availed at an interest cost of 4.500% and an annual percentage rate of 4.673%. The best, 30 year FHA variants of refinancing fixed rate mortgage loans are listed at a rate of 4.250% and are backed by an APR yield of 5.936%. For the borrowers with bigger objectives, the 30 year jumbo refinancing loans come at an interest cost of 4.125% and are accompanied by an APR yield of 4.237%.

The bank also includes, large 30 year refinancing FRM loans, only available in selected areas, in its unique financial portfolio at a rate of 4.625% and an APR yield of 4.755%. On the other hand, the large, 30 year FHA backed refinancing fixed rate home loans are offered at an interest of 4.250% and an annual percentage rate of 5.887%.

As far as the adjustable rate mortgages for refinancing needs are considered, the home buyers can procure 5 year ARM deals at a rate of 3.000% and an APR yield of 3.076%. Today, the 5 year FHA versions of ARM options can be acquired at a rate of 2.875% and are accompanied by an APR yield of 3.888%.

Wells Fargo also provides 5 year refinancing Jumbo ARM deals to the interested borrowers at a rate of 2.375% and an APR yield of 2.808%. The unique, large 30 year refinancing ARM is also offered by Wells Fargo, which for now, can be seen listed at a rate of 3.250% and come along with an APR yield of 3.124%.

Disclaimer: The rates quoted above are basically the average advertised by a particular lending company. No guarantee of taken from the lender’ aspect whether the borrower will qualify for the mortgage rates mentioned in the article. The lenders dole out interest depending upon various facets, some of which may be unique to the borrower. This website does not engage in the sale or promotion of financial products and makes no claims as to the accuracy of the quotation of interest rates.