Tuesday’s Mortgage Interest Rates: Bank of America, US Bank, Capital One on April 26

Mortgage rates began this week at near highs for the month. Most lenders have moved rates higher, quoting the conventional 30-year fixed-rate mortgage at 3.75%. Earlier in April, rates were as low as 3.50%. Last week was the worst week for mortgage rates since November.

Today’s Mortgage Rates at Bank of America

The best rate for a conventional 30-year fixed mortgage at Bank of America today is 3.750% with an APR of 3.860%. Bank of America advertises the popular 15-year fixed loan at 3.000% with a 3.200% APR. Buyers can lock into a 5/1 adjustable rate mortgage with an interest rate of 2.875% for the first five years with a starting APR of 3.390%. The 7/1 ARM is quoted at 3.250% for the first seven years with a 3.479% starting APR.

Refinance rates remain stagnant this week at Bank of America. The 30-year fixed refi loan is published with a 3.750% interest rate — the same as the purchase rate — with a 3.875% APR. Homeowners can refinance into a 15-year fixed home loan at 3.125% with a 3.360% APR. For greater flexibility and the lowest possible mortgage rate, Bank of America advertises a 5/1 refi ARM at 2.875% today with a starting APR of 3.397%. A 7/1 refinance ARM is quoted with a 3.125% interest rate for the first seven years.

US Bank Mortgage Rates

US Bank advertises the conventional 30-year fixed mortgage with an interest rate of 3.875% today with an APR of 3.946%. The shorter-term 15-year fixed loan is advertised at 3.625% with a 3.723% APR. The best rate for a 5-year adjustable rate mortgage today is 2.750% for the first five years with a starting APR of 3.143%. US Bank offers the 10-year ARM with a starting interest rate of 3.500%.

US Bank offers the 30-year fixed VA mortgage today with a 3.625% interest rate and an APR of 3.960%. A 15-year VA loan is quoted at 3.250% today with a 3.844% APR. Buyers can lock into the popular 30-year FHA loan at 3.625% on Tuesday with a 4.682% APR. US Bank advertises the 30-year jumbo mortgage with a 3.875% interest rate and a 3.896% APR.

US Bank mortgage quotes do not include mortgage discount points. You can secure a lower interest rate by purchasing discount points at closing.

Capital One Mortgage Rates on Tuesday

The conventional 30-year fixed mortgage is advertised at Capital One with an interest rate as low as 3.625% with a 3.676% APR. Buyers can secure a shorter-term 15-year fixed loan with a 3.00% interest rate and a 3.090% APR. The 5/1 ARM is quoted with a starting interest rate of 2.875%. The more flexible 7/1 adjustable rate loan is offered at 3.125% for the first seven years with a 3.376% APR to start. A 30-year fixed jumbo loan is quoted at 3.625% today with a 3.646% APR. A 5/1 jumbo ARM is offered by Capital One with a starting interest rate of 2.625%.

The interest rates mentioned within the article are subjected to change without any guarantee and are up-to-date at the time of publishing of the article. For the latest interest rates, make sure to check the current values.